Most of what makes advice expensive isn't the advice. It's the data entry, the chasing and the five subscriptions that don't talk to each other.
Transfigr replaces that patchwork with one platform.
Where the cost of advice actually sits
A practice doesn't lose money on strategy. It loses money on the licence fees for nine separate tools, and on the hours spent moving the same client data between them. Transfigr consolidates both.
Put your own numbers in. Edit any figure in the usual stack and the total and the saving update as you type.
The usual stack
Separate subscriptions, separate logins, the same client keyed in more than once.
With Transfigr
One platform, one client record, one line on your P&L.
That's a saving of $16,600 per adviser, per year.
Transfigr is $150 per adviser, per month — $1,800 a year. The usual-stack figures are pre-filled with indicative annual list prices for a single adviser using separate tools; they are not quotes. Replace them with your own to see where your practice actually sits.
Everything an adviser needs, in one place
Advice production, client management, your own professional development, client education and the compliance record — all off the same data, all on one login.
Advice documents, generated
Statements of Advice, Records of Advice, file notes and letters of engagement, all produced from the one client record on one digital platform. Nothing is copied out of a template and pasted into a spreadsheet.
Your client base, on current data
Every client's financial health in one view, moving as their position moves. You can see who has slipped and who is due before they think to call — and service a larger book without losing track of it.
Training and CPD, tracked
Plan and record your professional development in the same place you advise, so the forty hours a year is evidenced as you go rather than reconstructed the week before renewal.
Client education that lands
Engaging content and eLearning modules you can put in front of clients between meetings. They come back understanding the decision, which shortens the conversation and makes the recommendation stick.
Compliance and easy record keeping
Versioned records, file notes and a full audit trail captured as you work. Evidencing what you advised, on what data, and when, becomes a search rather than a reconstruction.
AI agents do the data collection
Upload the statements — payslips, bank, loan, super, insurance — and the agent reads them and pre-fills the client record. You check and confirm rather than key and re-key.
Say yes to the clients you currently have to turn away
Plenty of people who need advice can't justify the fee, because the fee has to cover a cost to serve that has very little to do with them. When the collection and modelling cost falls, smaller and simpler engagements start to stack up.
That might be a scoped piece of advice on one area, a health check that becomes a relationship in three years, or the adult children of an existing client. Same rigour, same file, much less overhead.
It also gives you a low-friction first step to offer — something useful you can put in front of a prospect before anyone commits to a full engagement.
Cheaper to run, and still evidenced
Efficiency is only worth having if the file stands up afterwards. Client data, scores, assumptions and generated reports are versioned and retained, so what you relied on at the time is recoverable later.
The platform runs on AWS following the Well-Architected Framework, with encryption in transit and at rest, field-level encryption for sensitive financial data, optional multi-factor authentication, role-based access and regular security testing.
Set up a profile and look at it properly.
Create your adviser profile, run the platform over a client scenario of your own, and see what comes out the other end. Then decide whether it belongs in your practice.
This page is intended for financial advice professionals. It describes Transfigr's platform and the licensing arrangements available through Financial Mandate Pty Ltd; it is not personal financial advice and is not an offer of employment or authorisation. Any authorisation is subject to Financial Mandate's own assessment and approval.
A financial wellbeing platform designed to help you understand your full financial picture. Built in Australia, for everyday Australians.
Evolucian Pty Ltd trading as "Transfigr" (Corporate Authorised Representative No. 1307597) is authorised under Financial Mandate Pty Ltd ABN 75 686 236 180 (the Licensee), the holder of Australian Financial Services Licence No. 700151.